My first Halloween Nothing Scares Me I Rock An Extra Chromosome T hoodie, tank top, sweater was tightly controlled by the KGB, but average Russians encountered in train stations or just passing by on the sidewalk took great risks to say “Amerikanits! Amerikanka! Welcome! Good! We love America!” Sometimes they’d press a small bag of chocolates into our hands, or stand shaking our hands with great enthusiasm – but even the smallest encounter with Americans could get them in trouble in those days. Fast forward to 1990, and the encounters were wildly different. Yes, this was the time of perestroika and glasnost, and just one year earlier, the Berlin Wall had fallen. But despite how quickly time was speeding past, there was still such bravery – only now on a much more dramatic level.
On the morning of Sunday, December 1st 2019 we lost the purest, kindest and most magical Halloween Nothing Scares Me I Rock An Extra Chromosome T hoodie, tank top, sweater on our planet. BUB was cheerful and full of love laying in our bed with us Saturday night, but unexpectedly passed away peacefully in her sleep.. I have always been fully transparent about BUB’s health, and it was no secret that she was battling a persistent and aggressive bone infection. Even knowing this, we weren’t expecting her to pass so soon or so abruptly without warning. I truly believe that she willingly made the decision to leave her failing body so that our family would not have to make that difficult decision ourselves. It is impossible to put into words the profound effect that BUB has had on my life, on the lives of thousands of homeless pets, and on the lives of those of you that have cared for her as if she were your own family. She taught me everything that I know about unconditional love, she brought my wife Stacy and I together, she’s the reason we have our beautiful children Rosco and Lula, and she has been a constant source of warmth and love in our lives for the past 8 years. To say that our family is devastated would be an understatement.
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If we looked at Canada’s housing market from a macroeconomic standpoint, it is absolutely impossible for housing prices to pull back even 20-30%. Why? Because it would devastate the Canadian economy and absolutely destroy our way of life.So what can we actually hope to see? All we can hope to see is a slowdown in price increases and perhaps a slight pullback in prices in the 5-10% range.People like to think they can wait for a huge crash, like the Halloween Nothing Scares Me I Rock An Extra Chromosome T hoodie, tank top, sweater , but that is extremely unlikely to happen due to a variety of a factors. Most notably, interest rates, interest rate policies, 21st centurey economics, immigration, and the overall wealth generated by people in other countries.
A lot of people don’t want to admit the Halloween Nothing Scares Me I Rock An Extra Chromosome T hoodie, tank top, sweater that economic pain of some sort is already baked in.If prices fall precipitously, people who’ve been relying on the ability to extract money from the current (overinflated) value of their house on paper, either to buy things they want now, or to fund their retirement, will find themselves suddenly a lot poorer.If prices don’t fall, then housing will continue to consume more than its rightful share of GDP, crowding out actually productive economic activity. We’ll face a brain drain as people move elsewhere for salaries that actually provide the quality of life their parents had. Canada’s exports will become less competitive, as overpriced housing puts upward pressure on workers’ salaries and the price of finished goods and services. Canada will also become less attractive to immigrants, when they realize that their skills will buy them a better lifestyle elsewhere.Policymakers can pick their poison, but they’ve spent the past decade or more pretending that there’s a poison-free option when there isn’t.