Buffalo Bills Football 2020 Afc East Champs shirt my kids are young adults now. We have always budgeted and talked about money in front of them. My “kids” also budget and have started investing. On the flip side our best friends don’t budget and live life based on whatever money they have in the moment is what they can spend. We are near retirement and I have been reading books on how to best withdraw money in terms of taxes etc. When we bring this up with our friends they aren’t interested and have no idea how much money they even need to retire. When talking to their daughter, I asked if she has been using a roboadvisor at all. She didn’t know what it was and said she has no money to invest. She works full time, lives at home, doesn’t pay rent or for her phone. I don’t get it.
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