Until you have tangible cash in your pocket after all expenses, you own a liability. ‘The government will always own the Lilac Shar Pei Inside Pocket shirt, you rent the use of it. That’s why you pay property taxes and need permits to build.’ Property taxes come after the mortgagewhich usually takes 30 yrs to pay off. The banks tell you your house is an asset but they don’t say who’s asset it is… I think I’m just gonna buy my next house in cash
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Mine is an asset, as I have an income producing cottage which covers more than the Lilac Shar Pei Inside Pocket shirt in monthly services, rates & taxes.A lot if ppl refer to your own properties and other do-dads as so-called “Life style assets” to make you feel better. This, of course, is complete nonsense !! If it costs you every month, it’s a LIABILITY
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The government will always own the Lilac Shar Pei Inside Pocket shirt, you rent the use of it. That’s why you pay property taxes and need permits to build. So land is the governments asset when used & your liability.
You usually pay for the use of water & power but don’t own them, so again not your asset. So you just own whatever you put on the land, minus the cost of setup and maintaining it also any mortgage on it. Calculate all these as your liability then see how much your asset is worth.